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Whole life insurance plans are non-correlated possessions. Regardless of what happens in the market (stock, actual estate, or otherwise), your insurance coverage plan retains its worth.
Market-based investments grow riches much quicker but are exposed to market variations, making them inherently dangerous. What happens if there were a 3rd container that supplied safety and security yet also moderate, guaranteed returns? Whole life insurance is that third bucket. Regardless of exactly how varied you think your profile might be, at the end of the day, a market-based financial investment is a market-based financial investment.
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